Bad Credit, Don'tSweat it The odds are very gioid..DRive today
Why CarsDirect?
Woffer unique ways to help you: buy a new or used car, get an auto loan or get a trade-in valueNew Cars
Get a target price on the website - no haggling, no personal information
Used Cars
Easy-to-use vehicle search engine
1 million+ cars for sale
Get optional email updates based on your search criteria
We highlight the cars that are exceptionally good deals Get Started
Get financed regardless of your credit history
60 Second application
National network of dealer partners Get Started
National network of dealer partners Get Started
Free Trade-In valuation
Easy, online toolGet your car's value before buying your next vehicle
Auto Loans » Trade-Ins »
Auto Loans Made Easy for
Any Credit Situation
Since 1998 our lender network has helped millions of customers get new and used car loans with custom tailored financing.
No-hassle process
Start loan process in 60 seconds
All credit types
No obligation
Get Started
Over 5 Million
Customers Helped Since 1998
853 Loan Requests
Processed Today
How We Can Help You
We understand that good people can experience credit challenges.
We are ready to help with easy auto financing options for any credit situation.
Bad Credit
If your FICO credit score is under 640 it can be very difficult, or even impossible, to obtain an auto loan through a traditional lender such as a bank or car manufacturer. Our national network of dealers use lenders that can get you financed using special
plans tailored to your financial needs, saving you money and frustration. Get Started »
No Credit
We know how difficult it can be to get a car loan with no credit history. In order to build credit history you first need to establish credit, but establishing credit without history is hard. Our national network of dealers use lenders that understand this.
They will customize a car loan for you, and you will be on your way in your new car while starting to build a strong credit report.
Bankruptcy
A bankruptcy in your past shouldn't mean you can't get a car loan. We understand that people need a second chance, and our national network of dealers use lenders that believe that too. They will structure a loan th terms that will allow you to stop worrying about your bankruptcy and start rebuilding your financial future.
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